Waco, TX 15-Year Fixed Calculator

Pre-loaded with Waco's illustrative property tax assumption (2.2%) and median home price ($240,000). Get a personalized rate quote in 2 minutes — free.

WACO, TX
$
$
%
%

Your payment$2,284/month
Principal & interest
$1,635.81
Property tax
$440.00
Homeowners insurance
$208.33
Loan amount$192,000
See your real rate for this payment

Your estimate: $2,284/month on a $240,000 home with $48,000 down. Request a free quote in about 2 minutes.

Ready to see your actual rate in Waco?

Request a personalized quote. No credit check is needed to use this estimator.

Waco market snapshot

Median Home Price
$240,000
Property Tax Rate
2.2%
Avg Monthly Payment
$2,284
Typical Down Payment
$48,000

15-Year Fixeds in Waco

The median home price in Waco is $240,000, with an average property tax rate of 2.2% in Waco area. A typical 15-year fixed 15-year fixed on a median-priced home in Waco with 20% down would result in an estimated monthly payment of $2,284, including principal, interest, and property taxes.

A 15-year fixed-rate mortgage builds equity twice as fast as a 30-year and typically carries a lower rate — but with a higher monthly payment.

Use the calculator above with Waco's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving Texas.

Nearby mortgage calculators

Loan types for Waco buyers

Frequently asked questions

Get your custom Waco, TX 15-year rate today

Takes about 2 minutes. Your request is shared with Mortgage Leads Co and its lender/broker partners.