Waco, TX USDA Loan Calculator

Pre-loaded with Waco's illustrative property tax assumption (2.2%) and median home price ($240,000). Get a personalized rate quote in 2 minutes — free.

WACO, TX
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Your payment$1,849/month
Principal & interest
$1,200.97
Property tax
$440.00
Homeowners insurance
$208.33
Loan amount$192,000
See your real rate for this payment

Your estimate: $1,849/month on a $240,000 home with $48,000 down. Request a free quote in about 2 minutes.

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Waco market snapshot

Median Home Price
$240,000
Property Tax Rate
2.2%
Avg Monthly Payment
$1,849
Typical Down Payment
$48,000

USDA Loans in Waco

The median home price in Waco is $240,000, with an average property tax rate of 2.2% in Waco area. A typical 30-year fixed usda loan on a median-priced home in Waco with 20% down would result in an estimated monthly payment of $1,849, including principal, interest, and property taxes.

USDA loans help low-to-moderate income buyers purchase homes in eligible rural and suburban areas. Zero down payment and reduced mortgage insurance.

Use the calculator above with Waco's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving Texas.

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Frequently asked questions

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