New York City, NY USDA Loan Calculator

Pre-loaded with New York City's illustrative property tax assumption (0.88%) and median home price ($780,000). Get a personalized rate quote in 2 minutes — free.

NEW YORK CITY, NY
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Your payment$4,625/month
Principal & interest
$3,903.16
Property tax
$572.00
Homeowners insurance
$150.00
Loan amount$624,000
See your real rate for this payment

Your estimate: $4,625/month on a $780,000 home with $156,000 down. Request a free quote in about 2 minutes.

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New York City market snapshot

Median Home Price
$780,000
Property Tax Rate
0.88%
Avg Monthly Payment
$4,625
Typical Down Payment
$156,000

USDA Loans in New York City

The median home price in New York City is $780,000, with an average property tax rate of 0.88% in New York County. A typical 30-year fixed usda loan on a median-priced home in New York City with 20% down would result in an estimated monthly payment of $4,625, including principal, interest, and property taxes.

USDA loans help low-to-moderate income buyers purchase homes in eligible rural and suburban areas. Zero down payment and reduced mortgage insurance.

Use the calculator above with New York City's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving New York.

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Frequently asked questions

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