Cape Coral, FL USDA Loan Calculator

Pre-loaded with Cape Coral's illustrative property tax assumption (0.98%) and median home price ($350,000). Get a personalized rate quote in 2 minutes — free.

CAPE CORAL, FL
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Your payment$2,271/month
Principal & interest
$1,751.42
Property tax
$285.83
Homeowners insurance
$233.33
Loan amount$280,000
See your real rate for this payment

Your estimate: $2,271/month on a $350,000 home with $70,000 down. Request a free quote in about 2 minutes.

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Cape Coral market snapshot

Median Home Price
$350,000
Property Tax Rate
0.98%
Avg Monthly Payment
$2,271
Typical Down Payment
$70,000

USDA Loans in Cape Coral

The median home price in Cape Coral is $350,000, with an average property tax rate of 0.98% in Lee County. A typical 30-year fixed usda loan on a median-priced home in Cape Coral with 20% down would result in an estimated monthly payment of $2,271, including principal, interest, and property taxes.

USDA loans help low-to-moderate income buyers purchase homes in eligible rural and suburban areas. Zero down payment and reduced mortgage insurance.

Use the calculator above with Cape Coral's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving Florida.

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