Pre-loaded with Oakland's illustrative property tax assumption (0.75%) and median home price ($780,000). Get a personalized rate quote in 2 minutes — free.
Your estimate: $4,516/month on a $780,000 home with $156,000 down. Request a free quote in about 2 minutes.
Request a personalized quote. No credit check is needed to use this estimator.
The median home price in Oakland is $780,000, with an average property tax rate of 0.75% in Alameda County. A typical 30-year fixed usda loan on a median-priced home in Oakland with 20% down would result in an estimated monthly payment of $4,516, including principal, interest, and property taxes.
USDA loans help low-to-moderate income buyers purchase homes in eligible rural and suburban areas. Zero down payment and reduced mortgage insurance.
Use the calculator above with Oakland's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving California.
Takes about 2 minutes. Your request is shared with Mortgage Leads Co and its lender/broker partners.