Rapid City, SD Mortgage Calculator

Pre-loaded with Rapid City's illustrative property tax assumption (1.17%) and median home price ($310,000). Get a personalized rate quote in 2 minutes — free.

RAPID CITY, SD
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Your payment$2,027/month
Principal & interest
$1,608.52
Property tax
$302.25
Homeowners insurance
$116.67
Loan amount$248,000
See your real rate for this payment

Your estimate: $2,027/month on a $310,000 home with $62,000 down. Request a free quote in about 2 minutes.

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Rapid City market snapshot

Median Home Price
$310,000
Property Tax Rate
1.17%
Avg Monthly Payment
$2,027
Typical Down Payment
$62,000

Buying a home in Rapid City, South Dakota

The median home price in Rapid City is $310,000, with an average property tax rate of 1.17% in Rapid City area. A typical 30-year fixed mortgage on a median-priced home in Rapid City with 20% down would result in an estimated monthly payment of $2,027, including principal, interest, and property taxes.

Use the calculator above with Rapid City's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving South Dakota.

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