Sioux Falls, SD Jumbo Loan Calculator

Pre-loaded with Sioux Falls's illustrative property tax assumption (1.17%) and median home price ($290,000). Get a personalized rate quote in 2 minutes — free.

SIOUX FALLS, SD
$
$
%
%

Your payment$1,943/month
Principal & interest
$1,543.50
Property tax
$282.75
Homeowners insurance
$116.67
Loan amount$232,000
See your real rate for this payment

Your estimate: $1,943/month on a $290,000 home with $58,000 down. Request a free quote in about 2 minutes.

Ready to see your actual rate in Sioux Falls?

Request a personalized quote. No credit check is needed to use this estimator.

Sioux Falls market snapshot

Median Home Price
$290,000
Property Tax Rate
1.17%
Avg Monthly Payment
$1,943
Typical Down Payment
$58,000

Jumbo Loans in Sioux Falls

The median home price in Sioux Falls is $290,000, with an average property tax rate of 1.17% in Sioux Falls area. A typical 30-year fixed jumbo loan on a median-priced home in Sioux Falls with 20% down would result in an estimated monthly payment of $1,943, including principal, interest, and property taxes.

Jumbo loans finance amounts above the conforming loan limit ($766,550 in most areas for 2025). They typically require larger down payments and stronger credit.

Use the calculator above with Sioux Falls's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving South Dakota.

Nearby mortgage calculators

Loan types for Sioux Falls buyers

Frequently asked questions

Get your custom Sioux Falls, SD jumbo rate today

Takes about 2 minutes. Your request is shared with Mortgage Leads Co and its lender/broker partners.