Jersey City, NJ Jumbo Loan Calculator

Pre-loaded with Jersey City's illustrative property tax assumption (2.47%) and median home price ($580,000). Get a personalized rate quote in 2 minutes — free.

JERSEY CITY, NJ
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Your payment$4,406/month
Principal & interest
$3,087.00
Property tax
$1,193.83
Homeowners insurance
$125.00
Loan amount$464,000
See your real rate for this payment

Your estimate: $4,406/month on a $580,000 home with $116,000 down. Request a free quote in about 2 minutes.

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Jersey City market snapshot

Median Home Price
$580,000
Property Tax Rate
2.47%
Avg Monthly Payment
$4,406
Typical Down Payment
$116,000

Jumbo Loans in Jersey City

The median home price in Jersey City is $580,000, with an average property tax rate of 2.47% in Hudson County. A typical 30-year fixed jumbo loan on a median-priced home in Jersey City with 20% down would result in an estimated monthly payment of $4,406, including principal, interest, and property taxes.

Jumbo loans finance amounts above the conforming loan limit ($766,550 in most areas for 2025). They typically require larger down payments and stronger credit.

Use the calculator above with Jersey City's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving New Jersey.

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Frequently asked questions

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