Pre-loaded with Schenectady's illustrative property tax assumption (2.65%) and median home price ($210,000). Get a personalized rate quote in 2 minutes — free.
Your estimate: $1,651/month on a $210,000 home with $42,000 down. Request a free quote in about 2 minutes.
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The median home price in Schenectady is $210,000, with an average property tax rate of 2.65% in Schenectady area. A typical 30-year fixed fha loan on a median-priced home in Schenectady with 20% down would result in an estimated monthly payment of $1,651, including principal, interest, and property taxes.
FHA loans are government-insured mortgages designed for first-time and lower-credit buyers. They require as little as 3.5% down and accept credit scores starting at 580.
Use the calculator above with Schenectady's illustrative defaults to model your own scenario, then tap Get My Free Rate Quote to compare offers from licensed lenders serving New York.
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