Mortgage rate examples
These are illustrative calculator inputs, not current lender offers or APRs. Actual pricing depends on credit, equity, property, fees, points and underwriting.
| Program | Example rate |
|---|---|
| FHA Loan | 6.50% |
| VA Loan | 6.25% |
| USDA Loan | 6.40% |
| Jumbo Loan | 7.00% |
| Refinance | 6.60% |
| Cash-Out Refinance | 6.80% |
| HELOC | 8.50% |
| 15-Year Fixed | 6.15% |
| Adjustable Rate Mortgage (ARM) | 6.20% |